Kyle Tomlinson

It’s A Fixed Annuity World And Distributors Just Live In It

• 11 min read

The annuity sales landscape changed in a major way in 2018. Sales rebounded strongly in virtually every product line, in some cases 40 to 50 percent year-over-year.   Fixed annuities led the way, said Todd Giesing, director, Annuity Research,...

Fixed annuity could help extend lifespan of retirement accounts

• 11 min read

Fixed annuities are essentially contracts between investors and insurance companies. When you purchase a fixed annuity, the insurer will guarantee the principal and a minimum rate of interest. This means the money you invest in a fixed annuity is des...

What Are Annuity Rates and How Do Annuities Work?

• 11 min read

Annuity rates represent the total amount of an annuity payment that will be paid out to an annuity recipient.   An annuity rate can't be paid out until the annuitant - almost always an individual looking for a retirement income stream - pa...

Want To Maximize Your Retirement Savings? Try These Seven Strategies \

• 11 min read

When you're young and retirement is decades away, it's easy to justify minimum 401(k) contributions in favor of a little extra spending money. But, as many professionals learn the hard way, it's not always so easy to play catch up when yo...

4 Important Financial Planning Considerations If You Have A Child With Special Needs

• 11 min read

These days the good news is that we’re all living longer; the bad news is that we’re all living longer. An increased life expectancy makes financial and retirement planning more challenging for everyone; no one more so than parents of a...

What Do Retirement Savers Worry About the Most?

• 11 min read

  New research suggests that retirement savers increasingly are concerned about protecting their assets during periods of volatility and ensuring they have enough income in retirement. Conducted on behalf of AXA Financial and the Insured Retir...

Life insurance is a necessity at any age

• 11 min read

Dear Pete: I’m 57 years old, my kids are grown and out of the house, and I don’t really feel like I need all the life insurance I once carried. I currently have $500,000 worth of life insurance, but once the kids moved out and I fully fu...

Why An Audit of your Life Insurance Policies is Important

• 11 min read

When a person hears the word “audit,” it almost immediately brings to mind the panic and fear of a call from the IRS. A life insurance audit, however, is a comprehensive study of your existing coverage to make sure it still fits your need...

How to Decide If That Life Insurance Rider Is Worth It

• 11 min read

A vital part of any financial plan is making sure loved ones would be OK if you died while they still depended on you.   For most people that means buying life insurance. Term life insurance is the most affordable and simplest kind, and it&rsq...

You could be on the hook for thousands under new rules for Medicare drug coverage

• 11 min read

Three times a week, Tod Gervich injects himself with Copaxone, a prescription drug that can reduce the frequency of relapses in people who have some forms of multiple sclerosis. After more than 20 years with the disease, Gervich, 66, is accustomed to...

Kyle Tomlinson

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